| Errors | Missing | Unverified | Supported |
|---|---|---|---|
| 5 | 0 | 0 | 2 |
Inspector Hubbard figures out the key swap by discovering that the key in Margot's handbag (which Tony planted there, thinking it was the one Swann used) does not fit the Wendice apartment door. Hubbard tests the key and finds it fits Swann's own residence. He deduces that Swann must have followed Tony's instructions to return the real key (Margot's) to the hiding place under the stair carpet immediately after unlocking the door. To prove this, Hubbard swaps raincoats with Tony so Tony is locked out. When Tony returns and finds neither the key in his pocket (Hubbard's) nor the key in the handbag (Swann's) works, he reveals his guilt by retrieving the hidden key from under the stair carpet.
Inspector Hubbard’s discovery of the key swap is the climax of Dial M for Murder. He figures it out through a combination of meticulous observation and a final "sting" operation designed to force Tony Wendice to reveal his knowledge of the hidden key.
Here is the specific detail of how he figures it out:
The entire mystery hinges on three keys: Tony’s key, Margot’s key, and the hired killer Swann’s (Lesgate’s) own house key.
Inspector Hubbard begins to suspect Tony when he realizes that Margot’s handbag—which supposedly contained the key Swann used—was missing when she was arrested. Later, Hubbard discovers that the key in that handbag does not fit the lock of the Wendice apartment.
Hubbard tests the key and finds it belongs to Swann’s residence. This leads him to the conclusion that the person who killed Swann (or arrived shortly after) must have planted the wrong key in Margot's bag, not realizing that the actual apartment key was still hidden outside.
To prove Tony’s guilt, Hubbard stages a complex trap involving raincoats:
At this point, Tony is standing outside his own front door, locked out. If he were innocent, he would be baffled. Instead, Tony remembers the original plan. He walks up the stairs, reaches under the stair carpet, and finds the key he had originally left for Swann.
He uses that key to open the door and walks into the apartment, where Inspector Hubbard and Mark Halliday are waiting for him. By retrieving the hidden key, Tony provides the "smoking gun": he demonstrated personal knowledge of the secret location of the key used on the night of the murder, a location only the conspirator could have known.
The summary incorrectly attributes Hubbard's suspicion to a 'missing handbag'. The real triggers were the key mismatch and Tony's spending of the blackmail cash.